Loan programs
Mortgage options for homebuyers, homeowners, and investors
Program availability and qualification requirements vary. We help you compare options based on your goals, documentation, credit, property, and occupancy.
Explore your options
A program is only valuable when it fits your situation
The summaries below are educational. A complete application and underwriting review are required to determine eligibility.
Conventional Loans
Flexible financing with a wide range of down payment options.
Conventional financing may be a strong option for borrowers with established credit, stable income, and goals that do not require a government-backed loan.
May be suitable for: Primary homes, second homes, and qualified investment properties.
Discuss this programFHA Loans
Accessible financing designed for qualified homebuyers.
FHA loans may allow lower down payments and more flexible qualification standards than some conventional programs.
May be suitable for: First-time buyers and borrowers seeking flexible guidelines.
Discuss this programVA Loans
Powerful home financing benefits for eligible service members.
VA financing may offer qualified veterans, active-duty service members, and eligible surviving spouses competitive terms and no required down payment.
May be suitable for: Eligible military borrowers and veterans.
Discuss this programUSDA Loans
Zero-down-payment opportunities in eligible areas.
USDA financing supports qualified buyers purchasing eligible primary residences in designated rural and suburban communities.
May be suitable for: Income-qualified buyers in eligible locations.
Discuss this programJumbo Loans
Financing solutions for higher-value properties.
Jumbo loans are designed for loan amounts above conforming limits and typically require stronger credit, assets, and documentation.
May be suitable for: Luxury homes and higher loan amounts.
Discuss this programDSCR Loans
Investment financing based primarily on property cash flow.
Debt Service Coverage Ratio programs can help real estate investors qualify using the property's expected rental income rather than traditional personal income documentation.
May be suitable for: Qualified real estate investors.
Discuss this programBank Statement Loans
Alternative income documentation for self-employed borrowers.
Bank statement programs may use eligible business or personal bank deposits to help document qualifying income.
May be suitable for: Qualified self-employed borrowers.
Discuss this programITIN Loans
Home financing options for eligible borrowers using an ITIN.
Availability and requirements vary by lender. Contact us to confirm whether an appropriate ITIN program is currently available.
May be suitable for: Eligible borrowers without a Social Security number.
Discuss this programHELOC
Access available home equity through a revolving credit line.
A Home Equity Line of Credit may provide flexible access to funds, subject to equity, credit, income, and lender requirements.
May be suitable for: Home improvements, major expenses, or financial flexibility.
Discuss this programInvestment Property Loans
Mortgage options for qualified real estate investors.
Investment property financing can support long-term rentals, portfolio growth, and other eligible real estate strategies.
May be suitable for: New and experienced investors.
Discuss this program